Entries in the 'legal' Category

Health Insurance Forms Too Confusing?

Health-care insurance premiums have never been higher. Yet despite our governments claim to “do something about it,” no one has yet to come up with a viable plan. One company, www.ehealthhelp.com, is a voice of reason to the myriad of health insurance options available. ehealthhelp was created to assist patients in understanding how their own Health Insurance Plans work.

For over 25 years, the company has worked with insurance, managed care, and provider organizations in addition to working with consumers of health care services. The ehealthhelp website has easy to navigate tabs that can direct you to your specific question: claim tips, Medicare, enrollment tips, tracking and even the top questions as they pertain to state and national health care regulations.

Regardless of what health care plan you have, ehealthhelp can help you. ehealthhelp does not recommend any one particular health-care provider, broker, or supplier. The purpose of this site is provide the consumer with basic knowledge and some useful organizational aids. For example, some medical practices are no longer filing claims for their customers. Now, the responsibility is on you to make sure you are reimbursed for the coverage you’ve already paid for ehealthhelp outlines how to do this, step by step, as well as information to help you follow-through to make sure your claim is processed in a timely manner. So, the next time your parents need help filling out Medicare forms, or you need help with an insurance claim, check out http://www.ehealthhelp.com.

Alternative gift ideas to hazardous toys

With all the news about toys with lead, toys that create choking hazards, the prized Aqua Dots toy causing comas, and now sock monkeys have needles in them, I’m looking for some safe alternatives for toys this Christmas. To fight back, parents will be writing letters to Congress in an effort to bring back the days of safe shopping. In the meantime, here are some safe alternatives to the hazardous toy nightmare:

  1. Make your own Sock monkeys

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  2. Give great memories

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    Picture Frames filled with photos of your child with his best friends, playing his favorite sport, or with Mom and Dad.

  3. Make a poster of your child.

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    Pottery Barn Teen is selling large sports posters for kids rooms. Take this one step further, and have a photo of your child blown up poster size for his own room.

  4. Magazine Rack.

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    You’re constantly telling her to clean her room, so give her the tools to do it. This magazine rack came from Pottery Barn Teen.

  5. Bulletin Board

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    A Bulletin Board already loaded with their favorite memories.

  6. Magnets/Thumbtacks

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    Turn your child’s small wooden blocks, match box cars, starfish, or hair barrett’s into thumbtacks with epoxy glue and a package of magnets. You could also buy a small package of wooden letters at a craft store to use for magnets.

  7. A Scapbook

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    Kids love to hear about themselves. Put together a simple Scrapbook of their life so far. One for them to keep, in their own room.

  8. Yarn Dolls

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    You can also make these as boys — I’m thinking of a green Buzz Lightyear. Very easy and simple to make. A sibling could make this as a present for the other sibling.

I know I am merely scratching the surface here. Hopefully, this will inspire you to come up with new ideas. Don’t forget to join the great letter writing campaign to Congress via the Consumers Union in the “Get the Lead Out This Holiday Season” campaign. Twelve Days of Safe Shopping, November 23 to December 4.

Wacky Warning Labels

There are some funny posts over at PBN. The topic? Wacky warning labels. Things like Moronic Warning Labels, and Warning! Not For Use By Idiots! and yes, No Smoking Near Fireworks?

I lament over my hopefulness that maybe Crayola has finally come out with a truly washable marker. However, their label only suggests washability. They mean, you can wash the clothes — but not the wall, or the wallpaper, or the wood.